Need a Loan or Finance? Blacklisted?

Need a Personal Loan, But Blacklisted.

Need a Loan or Finance? Blacklisted?

Struggling to find a Personal Loan?

Need Personal Finance, but Blacklisted?

Need Personal Loan, but Blacklisted?

Need a Loan? Apply for online finance with Iloans.

If you are in need a a loan, apply for online finance with Iloans. Quick and Easy online finance up to R250 000. Online Finance is also available to blacklisted clients.

For someone who has been blacklisted, an unsecured loan is very unlikely unless you choose to borrow money from a loan shark who will offer loans to just about anyone. Loan sharks tend to work outside of the credit laws and charge sky-high interest rates. To be safe, always have someone like Iloans who is familiar with credit laws have a look at the contract before you sign.

Please note that all our lenders are registered with the National Credit Regulator (NCR).

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT) Services Fee of R50 per month (+ VAT)

Interest charged: Per Day: 0.17% Per Month: 5% Per Annum: 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a cash loan. Our various lenders offers personal loans up to R250 000.

Illustrative Example On An One Month CASH LOAN:

Loan amount: R1 000
Term: 1 month
Initiation Fee: R150
Services Fee: R57
Interest: 32.74%
Total Instalment: R1 474