There are a number of reasons why an individual may require financial assistance, by acquiring a loan through a reputable, trustworthy lender. At iloans, our team work with registered credit providers to ensure that you are taken care of when you need a loan. Our Loan Products are extensive, and vary to ensure that clients can gain money when they most need it, without complicated application processes and long waiting periods.
Usually when a client requires a loan, we understand that it is urgent and that interest rates are to be kept as low as possible, while all the terms and conditions need to be clearly laid out through transparent processes. We offer reliable Personal Loans, Long Term Loans and Payday Loans to South African consumers, as part of our Loan Products online. A personal loan covers purchases towards anything from car repairs to a vacation, as well as your medical bills or anything you may require or like, but cannot afford – these loans are usually paid back over a period of between 12 to 48 months. If you are on a tight budget or need to borrow a higher amount, a Long Term Loan allows you to repay what you owe over a longer period with similar instalments, such 60 months or longer.
With iloans, you can decide on your loan amount and can also choose which sort of loan is best suited to your circumstances and needs. Our options for Loan Products also include Blacklisted Loans, which can be a huge relieve to over indebted consumers, or those who would be found blacklisted or known to have a poor credit score or tainted credit history. Blacklisted Loans are granted as secure finance loans and your valuable assets may need to be signed as surety, in the event that you cannot afford to honour your repayment terms as agreed to. As a blacklisted individual, having the option available to acquire financial assistance is a relief, as many banks and other financial institutions are not known to offer loans to blacklisted consumers.
Our iloans website is straightforward and user friendly, presenting a platform that allows you to apply online through a simple application form. We will gladly impart our insight and understanding when it comes to what you can afford and what we suggest based on your budget, fixed monthly income and outgoing expenses. Our advice gives you the best shot at repaying your loan without fail, and also helps you to decide exactly which of our Loan Products are in your best interest to acquire. Since all the lenders we do business with are registered with the National Credit Regulator (NCR) of South Africa, you can rest easy in the knowledge that you are well taken care of.
Don’t let your money problems get the better of you. At iloans, we do our best to give you the best options for Loan Products easily and quickly.